Earn

Where your ADA, stablecoin or token can earn on Cardano, best rate first for the amount you enter. Every rate is read from the chain by our own index and says what it is measured from. Rates are current or past readings, not promises, and nothing on this page moves your funds. The three market tables are on Yields.

I hold
iUSD
≈ $1.00K · ₳4.91K

2 options for 1,000 iUSDread 2026-10-27 10:56 UTC

  1. 1
    LiqwidLending pool
    iUSD market
    22.47% APY
    variable, rate right now
    collecting
    After one year
    +222.48 iUSD≈ $222.58
    Open Liqwidexternal
    • Smart contract
    • Borrower liquidation
    • Variable rate
    • Withdrawal can wait
    Withdraw when the market has funds free
  2. 2
    ₳MinswapLiquidity pool
    iUSD/ADA pool, 1.1 % fee
    16.55% APR
    fee income, before impermanent loss
    collecting
    Fees after one year
    +164.48 iUSD≈ $164.56
    Open Minswapexternal
    • Impermanent loss
    • Smart contract
    • Variable rate
    No lock-up
What the risk tags mean
Smart contract.
The funds sit in a contract: a bug or an exploit can lose them.
Borrower liquidation.
The return depends on borrowers' collateral being liquidated in time when its value falls; if it is not, lenders carry the loss.
Variable rate.
The rate is not fixed: it moves with demand, trading volume or protocol parameters.
Withdrawal can wait.
Almost everything supplied is lent out: a withdrawal has to wait for repayments or new deposits.
Impermanent loss.
You hold two assets at the pool's ratio: when their prices move apart you end up with less than by simply holding them.
Not compared here
  • Surf Lending ↗ · Isolated lending pools. Not indexed: its pool and loan contracts are not decoded here, so neither its supply rates nor its size are known to this site.
  • Indigo ↗ · Stability pools. Deposits are decoded, the return is not: it comes from liquidations and INDY rewards, which have no steady rate to state.
  • Incentive programmes · Farming and reward tokens (DEX farms, LQ, FLDT, INDY, ATMA). Rewards paid in a protocol's own token are not part of any rate here: the amounts are set off chain or change by vote, and their value moves with the token.
How to read this
  • Rates are current or past readings, not promises. APR is a simple yearly rate with nothing reinvested; APY includes compounding. The yearly return applies the rate to the amount for one year, as if nothing changed.
  • The order is by the rate that applies to the amount given: where a deposit is large against a lending market or a pool, the same income is spread over the larger base.
  • Liquidity-pool rates are fee income before impermanent loss: they are not comparable one to one with staking or lending, where the amount stays in the asset.
  • Rewards paid in a protocol's own token (farming, LQ, FLDT, INDY, ATMA) are not part of any rate. Nothing here is advice.