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Where your ADA, stablecoin or token can earn on Cardano, best rate first for the amount you enter. Every rate is read from the chain by our own index and says what it is measured from. Rates are current or past readings, not promises, and nothing on this page moves your funds. The three market tables are on Yields.

I hold

Amount

ADA

≈ $236.54

Missing from this comparison

These sources could not be read here, so their venues are absent below. That is a gap in our data, not a rate of zero.

Lending pools (Liqwid, Lenfi). No lending market has been read on this deployment: the DeFi job is switched off or has not finished its first pass.

8 options for 1,000 ADAread 2026-10-09 19:29 UTC

1
MinswapLiquidity pool
NIGHT/ADA pool, 0.3 % fee
30.69% APR
fee income, before impermanent loss
Fees after one year
+306.84 ADA≈ $72.58
Open Minswapexternal
- Impermanent loss
- Smart contract
- Variable rate
No lock-up
Measured from
Trading fees of the last 30 days (volume × the pool fee of 0.3 %), annualised, against the pool's liquidity now. Fee income only: before impermanent loss.
Window
Trades of the last 30 days
Size
7.58M ADA of liquidity in the pool. Your amount is 0.01% of what the venue holds.
Lock-up
None: liquidity can be withdrawn at any time, as the two assets at the pool's ratio of that moment.
Pool fee
0.30%
Liquidity
₳7.58M
Volume 24 h
₳1.83M
Volume 7 d
₳21.52M
Volume 30 d
₳63.72M
Fee APR 24 h
26.44%
Fee APR 7 d
44.42%
Fee APR 30 d
30.69%
- Providing liquidity means holding NIGHT next to ADA: about half the value is converted into NIGHT, and its price moves are yours.
- The whole pool fee is assumed to reach liquidity providers; some DEXes keep a share. Farming rewards are not included.
See the data behind this on Realtap →
2
MinswapLiquidity pool
ASCEND/ADA pool, 1 % fee
22.76% APR
fee income, before impermanent loss
Fees after one year
+227.53 ADA≈ $53.82
Open Minswapexternal
- Impermanent loss
- Smart contract
- Variable rate
No lock-up
Measured from
Trading fees of the last 30 days (volume × the pool fee of 1 %), annualised, against the pool's liquidity now. Fee income only: before impermanent loss.
Window
Trades of the last 30 days
Size
2.33M ADA of liquidity in the pool. Your amount is 0.04% of what the venue holds.
Lock-up
None: liquidity can be withdrawn at any time, as the two assets at the pool's ratio of that moment.
Pool fee
1.00%
Liquidity
₳2.33M
Volume 24 h
₳221.01K
Volume 7 d
₳1.08M
Volume 30 d
₳4.36M
Fee APR 24 h
34.63%
Fee APR 7 d
24.24%
Fee APR 30 d
22.76%
- Providing liquidity means holding ASCEND next to ADA: about half the value is converted into ASCEND, and its price moves are yours.
- The whole pool fee is assumed to reach liquidity providers; some DEXes keep a share. Farming rewards are not included.
See the data behind this on Realtap →
3
SundaeSwapLiquidity pool
NIGHT/ADA pool, 0.3 % fee
21.22% APR
fee income, before impermanent loss
Fees after one year
+212.02 ADA≈ $50.15
Open SundaeSwapexternal
- Impermanent loss
- Smart contract
- Variable rate
No lock-up
Measured from
Trading fees of the last 30 days (volume × the pool fee of 0.3 %), annualised, against the pool's liquidity now. Fee income only: before impermanent loss.
Window
Trades of the last 30 days
Size
973.0K ADA of liquidity in the pool. Your amount is 0.10% of what the venue holds.
Lock-up
None: liquidity can be withdrawn at any time, as the two assets at the pool's ratio of that moment.
Pool fee
0.30%
Liquidity
₳972.99K
Volume 24 h
₳228.51K
Volume 7 d
₳1.81M
Volume 30 d
₳5.66M
Fee APR 24 h
25.72%
Fee APR 7 d
29.06%
Fee APR 30 d
21.22%
- Providing liquidity means holding NIGHT next to ADA: about half the value is converted into NIGHT, and its price moves are yours.
- The whole pool fee is assumed to reach liquidity providers; some DEXes keep a share. Farming rewards are not included.
See the data behind this on Realtap →
4
MinswapLiquidity pool
SNEK/ADA pool, 1 % fee
17.21% APR
fee income, before impermanent loss
Fees after one year
+172.05 ADA≈ $40.70
Open Minswapexternal
- Impermanent loss
- Smart contract
- Variable rate
No lock-up
Measured from
Trading fees of the last 30 days (volume × the pool fee of 1 %), annualised, against the pool's liquidity now. Fee income only: before impermanent loss.
Window
Trades of the last 30 days
Size
4.48M ADA of liquidity in the pool. Your amount is 0.02% of what the venue holds.
Lock-up
None: liquidity can be withdrawn at any time, as the two assets at the pool's ratio of that moment.
Pool fee
1.00%
Liquidity
₳4.48M
Volume 24 h
₳281.23K
Volume 7 d
₳2.21M
Volume 30 d
₳6.33M
Fee APR 24 h
22.93%
Fee APR 7 d
25.75%
Fee APR 30 d
17.21%
- Providing liquidity means holding SNEK next to ADA: about half the value is converted into SNEK, and its price moves are yours.
- The whole pool fee is assumed to reach liquidity providers; some DEXes keep a share. Farming rewards are not included.
See the data behind this on Realtap →
5
MinswapLiquidity pool
iUSD/ADA pool, 1.1 % fee
17.00% APR
fee income, before impermanent loss
Fees after one year
+169.76 ADA≈ $40.15
Open Minswapexternal
- Impermanent loss
- Smart contract
- Variable rate
No lock-up
Measured from
Trading fees of the last 30 days (volume × the pool fee of 1.1 %), annualised, against the pool's liquidity now. Fee income only: before impermanent loss.
Window
Trades of the last 30 days
Size
736.1K ADA of liquidity in the pool. Your amount is 0.14% of what the venue holds.
Lock-up
None: liquidity can be withdrawn at any time, as the two assets at the pool's ratio of that moment.
Pool fee
1.10%
Liquidity
₳736.15K
Volume 24 h
₳24.42K
Volume 7 d
₳183.68K
Volume 30 d
₳935.02K
Fee APR 24 h
13.32%
Fee APR 7 d
14.31%
Fee APR 30 d
17.00%
- Providing liquidity means holding iUSD next to ADA: about half the value is converted into iUSD, and its price moves are yours.
- The whole pool fee is assumed to reach liquidity providers; some DEXes keep a share. Farming rewards are not included.
See the data behind this on Realtap →
6
MinswapLiquidity pool
COCK/ADA pool, 2 % fee
16.16% APR
fee income, before impermanent loss
Fees after one year
+161.04 ADA≈ $38.09
Open Minswapexternal
- Impermanent loss
- Smart contract
- Variable rate
No lock-up
Measured from
Trading fees of the last 30 days (volume × the pool fee of 2 %), annualised, against the pool's liquidity now. Fee income only: before impermanent loss.
Window
Trades of the last 30 days
Size
308.8K ADA of liquidity in the pool. Your amount is 0.32% of what the venue holds.
Lock-up
None: liquidity can be withdrawn at any time, as the two assets at the pool's ratio of that moment.
Pool fee
2.00%
Liquidity
₳308.80K
Volume 24 h
₳27.88K
Volume 7 d
₳86.09K
Volume 30 d
₳205.03K
Fee APR 24 h
65.90%
Fee APR 7 d
29.08%
Fee APR 30 d
16.16%
- Providing liquidity means holding COCK next to ADA: about half the value is converted into COCK, and its price moves are yours.
- The whole pool fee is assumed to reach liquidity providers; some DEXes keep a share. Farming rewards are not included.
See the data behind this on Realtap →
7
FluidTokensPeer-to-peer lending
Lend ADA to borrowers
5.44% APR
starting rate, only while lent
After one year
+54.38 ADA≈ $12.86
Open FluidTokensexternal
- Smart contract
- Counterparty
- Borrower liquidation
- Idle while unlent
Open-ended loan
Measured from
Principal-weighted starting rate of the 224 loans opened in ADA in the last 30 days (1.11M ADA), decoded from the loan datums.
Window
Loans opened in the last 30 days
Range
4.00 % to 10.93 % across those loans
Size
No open borrower request: a new offer waits for a borrower; 1.11M ADA was lent in the last 30 days; 5.71M ADA is on loan. Your amount is 0.09% of what was lent there lately.
Lock-up
Open-ended: a loan has no end date and runs until the borrower repays it or its collateral is liquidated.
Loans opened, 30 days
224
Lent, 30 days
1,109,370.64 ADA
Starting rate, 30 days
5.44%
Loans open now
600
On loan now
5,706,322.7 ADA
Starting rate, open loans
6.36%
Rate now, open loans
10.09%
Rise per year open
17.3 points
Lowest in the sample
4.00%
Median
5.12%
Highest
10.93%
Offers waiting
268
Waiting unlent
1,148,969.72 ADA
Offered at (weighted)
5.25%
Cheapest offer
1.70%
Dearest offer
8.49%
Share lent out
83.24%
Borrower requests
0
Asked for
0 ADA
- Only lent funds earn. Of the ADA that lenders have in FluidTokens now, 83 % is lent out; 1.15M ADA waits in 268 offers at 1.70 % to 8.49 %.
- An open-ended loan pays more the longer it stays open (these rise by 17.3 points per year open): the 600 loans open now stand at 10.09 % on average. The rate shown is the starting rate.
- The loan history here starts 2026-10-09: loans that were opened and closed before that are not in the sample.
See the data behind this on Realtap →
8
Cardano stakingStaking
Delegate to a stake pool
1.91% APR
network average, theoretical
After one year
+19.09 ADA≈ $4.52
Choose a stake pool
- Pool performance
- Variable rate
No lock-up
Measured from
Stake-weighted member return of all registered pools, from the reward formula with the current protocol parameters, reserves and live stake, at ideal pool performance.
Window
Current epoch parameters and stake: an estimate, not rewards that were paid out
Range
up to 2.38 % at the best listed pool
Size
No practical limit; a single pool is full at about 78.94M ADA
Lock-up
None: the ADA stays in your wallet and can be spent at any time. The first rewards arrive 15 to 20 days after delegating.
Network average
1.91%
Best listed pool
2.38%
Pools listed
30
A pool is full at
₳78.94M
- Rewards join the staked balance every epoch (5 days), so a year of staking compounds slightly above the simple rate shown.
- The pool you choose decides the rate: the best of the 30 pools listed on the yields page (not saturated, at least 1 M ADA staked, margin under 50 %) stands at 2.38 %.

What the risk tags mean

Impermanent loss.: You hold two assets at the pool's ratio: when their prices move apart you end up with less than by simply holding them.
Smart contract.: The funds sit in a contract: a bug or an exploit can lose them.
Variable rate.: The rate is not fixed: it moves with demand, trading volume or protocol parameters.
Counterparty.: You lend to individual borrowers against the collateral your offer accepts; on a default you are left with that collateral.
Borrower liquidation.: The return depends on borrowers' collateral being liquidated in time when its value falls; if it is not, lenders carry the loss.
Idle while unlent.: Funds earn only while a borrower uses them; an offer nobody takes earns nothing.
Pool performance.: Rewards depend on the stake pool making its blocks and keeping its fees.

Not compared here

Surf Lending ↗ · Isolated lending pools. Not indexed: its pool and loan contracts are not decoded here, so neither its supply rates nor its size are known to this site.
Optim Finance ↗ · OADA / sOADA and liquidity bonds. Only the ADA held by its contracts is tracked (see the DeFi page); bond and sOADA rates are not decoded.
Strike Finance ↗ · Perpetuals liquidity pool. Only the pool's balance is tracked; what liquidity providers earn from traders is not decoded.
Incentive programmes · Farming and reward tokens (DEX farms, LQ, FLDT, INDY). Rewards paid in a protocol's own token are not part of any rate here: the amounts are set off chain or change by vote, and their value moves with the token.

How to read this

Rates are current or past readings, not promises. APR is a simple yearly rate with nothing reinvested; APY includes compounding. The yearly return applies the rate to the amount for one year, as if nothing changed.
The order is by the rate that applies to the amount given: where a deposit is large against a lending market or a pool, the same income is spread over the larger base.
Liquidity-pool rates are fee income before impermanent loss: they are not comparable one to one with staking or lending, where the amount stays in the asset.
68 liquidity pools with at least 250.0K ADA hold ADA and earned fees; the 6 with the highest fee rate for this amount are listed. The yields and pools pages have the rest.
Rewards paid in a protocol's own token (farming, LQ, FLDT, INDY) are not part of any rate. Nothing here is advice.

Earn

8 options for 1,000 ADAread 2026-10-09 19:29 UTC

Data sources