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Where your ADA, stablecoin or token can earn on Cardano, best rate first for the amount you enter. Every rate is read from the chain by our own index and says what it is measured from. Rates are current or past readings, not promises, and nothing on this page moves your funds. The three market tables are on Yields.

I hold

Amount

ADA

≈ $216.67

9 options for 1,000 ADAread 2026-10-23 05:55 UTC

1
Dano FinanceLiquidity pool
USDCx/ADA pool, 0.3 % fee
59.50% APR
fee income, before impermanent loss
collecting
Fees after one year
+594.4 ADA≈ $128.79
View the pool
- Impermanent loss
- Smart contract
- Variable rate
No lock-up
Measured from
Trading fees of the last 30 days (volume × the pool fee of 0.3 %), annualised, against the pool's liquidity now. Fee income only: before impermanent loss.
Window
Trades of the last 30 days
Size
955.0K ADA of liquidity in the pool. Your amount is 0.10% of what the venue holds.
Lock-up
None: liquidity can be withdrawn at any time, as the two assets at the pool's ratio of that moment.
Pool fee
0.30%
Liquidity
₳954.98K
Volume 24 h
₳513.08
Volume 7 d
₳1.27M
Volume 30 d
₳15.57M
Fee APR 24 h
0.06%
Fee APR 7 d
20.82%
Fee APR 30 d
59.50%
- Providing liquidity means holding USDCx next to ADA: about half the value is converted into USDCx, and its price moves are yours.
- The whole pool fee is assumed to reach liquidity providers; some DEXes keep a share. Farming rewards are not included.
See the data behind this on Realtap →
2
Dano FinanceLiquidity pool
USDCx/ADA pool, 0.3 % fee
52.22% APR
fee income, before impermanent loss
collecting
Fees after one year
+521.87 ADA≈ $113.08
View the pool
- Impermanent loss
- Smart contract
- Variable rate
No lock-up
Measured from
Trading fees of the last 30 days (volume × the pool fee of 0.3 %), annualised, against the pool's liquidity now. Fee income only: before impermanent loss.
Window
Trades of the last 30 days
Size
1.52M ADA of liquidity in the pool. Your amount is 0.07% of what the venue holds.
Lock-up
None: liquidity can be withdrawn at any time, as the two assets at the pool's ratio of that moment.
Pool fee
0.30%
Liquidity
₳1.52M
Volume 24 h
₳696.67K
Volume 7 d
₳3.71M
Volume 30 d
₳21.80M
Fee APR 24 h
50.08%
Fee APR 7 d
38.08%
Fee APR 30 d
52.22%
- Providing liquidity means holding USDCx next to ADA: about half the value is converted into USDCx, and its price moves are yours.
- The whole pool fee is assumed to reach liquidity providers; some DEXes keep a share. Farming rewards are not included.
See the data behind this on Realtap →
3
Dano FinanceLiquidity pool
USDM/ADA pool, 0.3 % fee
47.23% APR
fee income, before impermanent loss
collecting
Fees after one year
+471.73 ADA≈ $102.21
View the pool
- Impermanent loss
- Smart contract
- Variable rate
No lock-up
Measured from
Trading fees of the last 30 days (volume × the pool fee of 0.3 %), annualised, against the pool's liquidity now. Fee income only: before impermanent loss.
Window
Trades of the last 30 days
Size
889.9K ADA of liquidity in the pool. Your amount is 0.11% of what the venue holds.
Lock-up
None: liquidity can be withdrawn at any time, as the two assets at the pool's ratio of that moment.
Pool fee
0.30%
Liquidity
₳889.92K
Volume 24 h
₳337.72K
Volume 7 d
₳1.95M
Volume 30 d
₳11.51M
Fee APR 24 h
41.55%
Fee APR 7 d
34.24%
Fee APR 30 d
47.23%
- Providing liquidity means holding USDM next to ADA: about half the value is converted into USDM, and its price moves are yours.
- The whole pool fee is assumed to reach liquidity providers; some DEXes keep a share. Farming rewards are not included.
See the data behind this on Realtap →
4
MinswapLiquidity pool
USDCx/ADA pool, 1.85 % fee
44.00% APR
fee income, before impermanent loss
collecting
Fees after one year
+439.56 ADA≈ $95.24
Open Minswapexternal
- Impermanent loss
- Smart contract
- Variable rate
No lock-up
Measured from
Trading fees of the last 30 days (volume × the pool fee of 1.85 %), annualised, against the pool's liquidity now. Fee income only: before impermanent loss.
Window
Trades of the last 30 days
Size
910.3K ADA of liquidity in the pool. Your amount is 0.11% of what the venue holds.
Lock-up
None: liquidity can be withdrawn at any time, as the two assets at the pool's ratio of that moment.
Pool fee
1.85%
Liquidity
₳910.32K
Volume 24 h
₳67.24K
Volume 7 d
₳219.49K
Volume 30 d
₳1.78M
Fee APR 24 h
49.88%
Fee APR 7 d
23.26%
Fee APR 30 d
44.00%
- Providing liquidity means holding USDCx next to ADA: about half the value is converted into USDCx, and its price moves are yours.
- The whole pool fee is assumed to reach liquidity providers; some DEXes keep a share. Farming rewards are not included.
See the data behind this on Realtap →
5
MinswapLiquidity pool
NIGHT/ADA pool, 0.3 % fee
41.85% APR
fee income, before impermanent loss
collecting
Fees after one year
+418.45 ADA≈ $90.67
Open Minswapexternal
- Impermanent loss
- Smart contract
- Variable rate
No lock-up
Measured from
Trading fees of the last 30 days (volume × the pool fee of 0.3 %), annualised, against the pool's liquidity now. Fee income only: before impermanent loss.
Window
Trades of the last 30 days
Size
7.09M ADA of liquidity in the pool. Your amount is 0.01% of what the venue holds.
Lock-up
None: liquidity can be withdrawn at any time, as the two assets at the pool's ratio of that moment.
Pool fee
0.30%
Liquidity
₳7.09M
Volume 24 h
₳1.40M
Volume 7 d
₳9.60M
Volume 30 d
₳81.34M
Fee APR 24 h
21.61%
Fee APR 7 d
21.16%
Fee APR 30 d
41.85%
- Providing liquidity means holding NIGHT next to ADA: about half the value is converted into NIGHT, and its price moves are yours.
- The whole pool fee is assumed to reach liquidity providers; some DEXes keep a share. Farming rewards are not included.
See the data behind this on Realtap →
6
SundaeSwapLiquidity pool
NIGHT/ADA pool, 0.3 % fee
32.94% APR
fee income, before impermanent loss
collecting
Fees after one year
+328.94 ADA≈ $71.27
Open SundaeSwapexternal
- Impermanent loss
- Smart contract
- Variable rate
No lock-up
Measured from
Trading fees of the last 30 days (volume × the pool fee of 0.3 %), annualised, against the pool's liquidity now. Fee income only: before impermanent loss.
Window
Trades of the last 30 days
Size
763.2K ADA of liquidity in the pool. Your amount is 0.13% of what the venue holds.
Lock-up
None: liquidity can be withdrawn at any time, as the two assets at the pool's ratio of that moment.
Pool fee
0.30%
Liquidity
₳763.18K
Volume 24 h
₳113.09K
Volume 7 d
₳882.10K
Volume 30 d
₳6.89M
Fee APR 24 h
16.23%
Fee APR 7 d
18.08%
Fee APR 30 d
32.94%
- Providing liquidity means holding NIGHT next to ADA: about half the value is converted into NIGHT, and its price moves are yours.
- The whole pool fee is assumed to reach liquidity providers; some DEXes keep a share. Farming rewards are not included.
See the data behind this on Realtap →
7
FluidTokensPeer-to-peer lending
Lend ADA to borrowers
5.38% APR
starting rate, only while lent
After one year
+53.85 ADA≈ $11.67
Open FluidTokensexternal
- Smart contract
- Counterparty
- Borrower liquidation
- Idle while unlent
Open-ended loan
Measured from
Principal-weighted starting rate of the 279 loans opened in ADA in the last 30 days (890.7K ADA), decoded from the loan datums.
Window
Loans opened in the last 30 days
Range
4.00 % to 7.91 % across those loans
Size
No open borrower request: a new offer waits for a borrower; 890.7K ADA was lent in the last 30 days; 5.76M ADA is on loan. Your amount is 0.11% of what was lent there lately.
Lock-up
Open-ended: a loan has no end date and runs until the borrower repays it or its collateral is liquidated.
Loans opened, 30 days
279
Lent, 30 days
890,728.85 ADA
Starting rate, 30 days
5.38%
Loans open now
650
On loan now
5,756,724.13 ADA
Starting rate, open loans
6.42%
Rate now, open loans
10.55%
Rise per year open
17.3 points
Lowest in the sample
4.00%
Median
5.72%
Highest
7.91%
Offers waiting
275
Waiting unlent
1,380,300.13 ADA
Offered at (weighted)
5.20%
Cheapest offer
1.70%
Dearest offer
8.49%
Share lent out
80.66%
Borrower requests
0
Asked for
0 ADA
- Only lent funds earn. Of the ADA that lenders have in FluidTokens now, 81 % is lent out; 1.38M ADA waits in 275 offers at 1.70 % to 8.49 %.
- An open-ended loan pays more the longer it stays open (these rise by 17.3 points per year open): the 650 loans open now stand at 10.55 % on average. The rate shown is the starting rate.
See the data behind this on Realtap →
8
Cardano stakingStaking
Delegate to a stake pool
1.90% APR
network average, theoretical
collecting
After one year
+19.01 ADA≈ $4.12
Choose a stake pool
- Pool performance
- Variable rate
No lock-up
Measured from
Stake-weighted member return of all registered pools, from the reward formula with the current protocol parameters, reserves and live stake, at ideal pool performance.
Window
Current epoch parameters and stake: an estimate, not rewards that were paid out
Range
up to 2.37 % at the best listed pool
Size
No practical limit; a single pool is full at about 79.02M ADA
Lock-up
None: the ADA stays in your wallet and can be spent at any time. The first rewards arrive 15 to 20 days after delegating.
Network average
1.90%
Best listed pool
2.37%
Pools listed
30
A pool is full at
₳79.02M
- Rewards join the staked balance every epoch (5 days), so a year of staking compounds slightly above the simple rate shown.
- The pool you choose decides the rate: the best of the 30 pools listed on the yields page (not saturated, at least 1 M ADA staked, margin under 50 %) stands at 2.37 %.
9
LiqwidLending pool
ADA market
1.74% APY
variable, rate right now
collecting
After one year
+17.44 ADA≈ $3.78
Open Liqwidexternal
- Smart contract
- Borrower liquidation
- Variable rate
Withdraw when the market has funds free
Measured from
Interest paid by borrowers at the market's utilisation now, after the protocol's share, compounded per interest period; decoded from the market's state and parameter datums.
Window
Rate at the last reading (2026-10-23 05:41 UTC); it moves with every loan and repayment. 7-day mean 1.75 %
Size
36.90M ADA supplied, 21.56M of it not lent out
Lock-up
None by contract. A withdrawal needs unlent funds in the market: 41.6 % is lent out, 21.56M ADA is available now.
Supply rate now
1.74%
7-day mean
1.75%
Borrowers pay
5.24%
Lent out
41.58%
Supplied
36,902,763.2 ADA
Not lent out
21,560,253.55 ADA
Supplied, in ADA
₳36.90M
- Borrower interest only. Liqwid also stakes the idle ADA and passes the rewards on: about +1.11 points at the network's 1.90 % staking return, not included in the rate.
See the data behind this on Realtap →

What the risk tags mean

Impermanent loss.: You hold two assets at the pool's ratio: when their prices move apart you end up with less than by simply holding them.
Smart contract.: The funds sit in a contract: a bug or an exploit can lose them.
Variable rate.: The rate is not fixed: it moves with demand, trading volume or protocol parameters.
Counterparty.: You lend to individual borrowers against the collateral your offer accepts; on a default you are left with that collateral.
Borrower liquidation.: The return depends on borrowers' collateral being liquidated in time when its value falls; if it is not, lenders carry the loss.
Idle while unlent.: Funds earn only while a borrower uses them; an offer nobody takes earns nothing.
Pool performance.: Rewards depend on the stake pool making its blocks and keeping its fees.

Not compared here

Atrium ↗ · Diffusion staking basket. Its size is on the DeFi page. The return is not stated yet: the basket token's exchange rate has been followed for less than 2 reward updates and 10 days.
Surf Lending ↗ · Isolated lending pools. Not indexed: its pool and loan contracts are not decoded here, so neither its supply rates nor its size are known to this site.
Optim Finance ↗ · OADA / sOADA and liquidity bonds. Only the ADA held by its contracts is tracked (see the DeFi page); bond and sOADA rates are not decoded.
Strike Finance ↗ · Perpetuals liquidity pool. Only the pool's balance is tracked; what liquidity providers earn from traders is not decoded.
Incentive programmes · Farming and reward tokens (DEX farms, LQ, FLDT, INDY, ATMA). Rewards paid in a protocol's own token are not part of any rate here: the amounts are set off chain or change by vote, and their value moves with the token.

How to read this

Rates are current or past readings, not promises. APR is a simple yearly rate with nothing reinvested; APY includes compounding. The yearly return applies the rate to the amount for one year, as if nothing changed.
The order is by the rate that applies to the amount given: where a deposit is large against a lending market or a pool, the same income is spread over the larger base.
Liquidity-pool rates are fee income before impermanent loss: they are not comparable one to one with staking or lending, where the amount stays in the asset.
67 liquidity pools with at least 250.0K ADA hold ADA and earned fees; the 6 with the highest fee rate for this amount are listed. The yields and pools pages have the rest.
Rewards paid in a protocol's own token (farming, LQ, FLDT, INDY, ATMA) are not part of any rate. Nothing here is advice.

Earn

9 options for 1,000 ADAread 2026-10-23 05:55 UTC

Data sources