Earn
Where your ADA, stablecoin or token can earn on Cardano, best rate first for the amount you enter. Every rate is read from the chain by our own index and says what it is measured from. Rates are current or past readings, not promises, and nothing on this page moves your funds. The three market tables are on Yields.
I hold
USDCx
≈ $1.01K · ₳5.16K
8 options for 1,000 USDCxread 2026-10-30 10:59 UTC
- 1₳MinswapLiquidity poolUSDCx/ADA pool, 2.25 % fee55.03% APRfee income, before impermanent losscollectingOpen MinswapexternalFees after one year+547.37 USDCx≈ $550.24
- Impermanent loss
- Smart contract
- Variable rate
No lock-up - 2₳Dano FinanceLiquidity poolUSDCx/ADA pool, 0.3 % fee44.65% APRfee income, before impermanent losscollectingView the poolFees after one year+444.99 USDCx≈ $447.32
- Impermanent loss
- Smart contract
- Variable rate
No lock-up - 3₳Dano FinanceLiquidity poolUSDCx/ADA pool, 0.3 % fee37.53% APRfee income, before impermanent losscollectingView the poolFees after one year+373.24 USDCx≈ $375.19
- Impermanent loss
- Smart contract
- Variable rate
No lock-up - 4
MinswapLiquidity pool
USDCx/NIGHT pool, 0.3 % fee31.28% APRfee income, before impermanent losscollectingOpen MinswapexternalFees after one year+311.27 USDCx≈ $312.89- Impermanent loss
- Smart contract
- Variable rate
No lock-up - 5
Dano FinanceLiquidity pool
USDCx/BTC pool, 0.3 % fee27.20% APRfee income, before impermanent losscollectingView the poolFees after one year, at 26.77% for an amount this size+267.74 USDCx≈ $269.14- Impermanent loss
- Smart contract
- Variable rate
No lock-up - 6₳Dano FinanceLiquidity poolUSDCx/ADA pool, 0.3 % fee26.39% APRfee income, before impermanent losscollectingView the poolFees after one year+261.82 USDCx≈ $263.19
- Impermanent loss
- Smart contract
- Variable rate
No lock-up - 7FluidTokensPeer-to-peer lendingLend USDCx to borrowers6.63% APRstarting rate, only while lentOpen FluidTokensexternalAfter one year+66.31 USDCx≈ $66.66
- Smart contract
- Counterparty
- Borrower liquidation
- Idle while unlent
Open-ended loan - 8LiqwidLending poolUSDCx market6.36% APYvariable, rate right nowcollectingOpen LiqwidexternalAfter one year+63.53 USDCx≈ $63.86
- Smart contract
- Borrower liquidation
- Variable rate
- Withdrawal can wait
Withdraw when the market has funds free
What the risk tags mean
- Impermanent loss.
- You hold two assets at the pool's ratio: when their prices move apart you end up with less than by simply holding them.
- Smart contract.
- The funds sit in a contract: a bug or an exploit can lose them.
- Variable rate.
- The rate is not fixed: it moves with demand, trading volume or protocol parameters.
- Counterparty.
- You lend to individual borrowers against the collateral your offer accepts; on a default you are left with that collateral.
- Borrower liquidation.
- The return depends on borrowers' collateral being liquidated in time when its value falls; if it is not, lenders carry the loss.
- Idle while unlent.
- Funds earn only while a borrower uses them; an offer nobody takes earns nothing.
- Withdrawal can wait.
- Almost everything supplied is lent out: a withdrawal has to wait for repayments or new deposits.
Not compared here
- Surf Lending ↗ · Isolated lending pools. Not indexed: its pool and loan contracts are not decoded here, so neither its supply rates nor its size are known to this site.
- Incentive programmes · Farming and reward tokens (DEX farms, LQ, FLDT, INDY, ATMA). Rewards paid in a protocol's own token are not part of any rate here: the amounts are set off chain or change by vote, and their value moves with the token.
How to read this
- Rates are current or past readings, not promises. APR is a simple yearly rate with nothing reinvested; APY includes compounding. The yearly return applies the rate to the amount for one year, as if nothing changed.
- The order is by the rate that applies to the amount given: where a deposit is large against a lending market or a pool, the same income is spread over the larger base.
- Liquidity-pool rates are fee income before impermanent loss: they are not comparable one to one with staking or lending, where the amount stays in the asset.
- 15 liquidity pools with at least 250.0K ADA hold USDCx and earned fees; the 6 with the highest fee rate for this amount are listed. The yields and pools pages have the rest.
- Rewards paid in a protocol's own token (farming, LQ, FLDT, INDY, ATMA) are not part of any rate. Nothing here is advice.