# [BANK] BankFi Pool: fees, stake and returns

The Bank of Cardano. It pays to Bank with us.

- **Pool id:** pool1m3h5p82m6v99nda37rmed8vrkqt43e2a8d89k76gw5ets0gdyag
- **Status:** registered
- **Homepage:** https://bankerlabs.io
- **Margin:** 4.5%
- **Fixed cost:** 340 ADA per epoch
- **Pledge:** 10,000 ADA declared, 10,000 ADA live (met)
- **Live stake:** 3,059,389 ADA
- **Active stake:** 3,108,107 ADA (0.0146% of the network)
- **Saturation:** 3.9% (saturation point 77,863,593 ADA)
- **Delegators:** 1,554
- **Blocks:** 2 in epoch 661 (expected so far 1.65), 711 lifetime
- **Estimated yearly return:** 1.27% (theoretical, at 100% luck)
- **Luck, recent epochs:** 114.6% of the expected blocks over 6 finished epochs (approximate: stake figure without unwithdrawn rewards)
- **Yearly return of delegators, recent epochs:** 1.57% over 6 finished epochs (not compounded)
- **Votes through DRep:** drep1ytdj0mu4kfhzekjx8yragvc64fcvkxp435fcxytv2kg7l2qpyccd5
- **Relays:** 2

## Last finished epochs (6 on record, from epoch 655)
| Epoch | Blocks minted | Blocks expected | Luck | Return (yearly) | Active stake (ADA) |
| --- | --- | --- | --- | --- | --- |
| 660 | 6 | 3.4 | 177.6% | 2.88% | ≈ 3,152,208 ADA |
| 659 | 5 | 3.3 | 150.9% | 2.28% | ≈ 3,097,529 ADA |
| 658 | 3 | 3.3 | 89.8% | 1.06% | ≈ 3,120,008 ADA |
| 657 | 3 | 3.4 | 88.1% | 1.04% | ≈ 3,186,862 ADA |
| 656 | 2 | 3.3 | 60.4% | 0.46% | ≈ 3,095,808 ADA |
| 655 | 4 | 3.3 | 120.6% | 1.68% | ≈ 3,101,892 ADA |
Blocks expected = 21,600 an epoch for the whole network × the pool's share of the active stake. The return is computed from the blocks minted with the ledger's reward formula unless the rewards were reported.

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As of 2026-10-14T02:58:10.454Z (UTC). Source: https://realtap.app/stake-pool/pool1m3h5p82m6v99nda37rmed8vrkqt43e2a8d89k76gw5ets0gdyag
JSON: https://realtap.app/api/v1/staking/pools/pool1m3h5p82m6v99nda37rmed8vrkqt43e2a8d89k76gw5ets0gdyag
Delegating is done by the user in their own wallet from the page above.
Compare pools and estimate rewards for an amount: https://realtap.app/stake-pools/compare?pools=pool1m3h5p82m6v99nda37rmed8vrkqt43e2a8d89k76gw5ets0gdyag
Units: ADA amounts are whole ADA, token amounts are decimal-adjusted, percentages are percent values, times are UTC. Cite as: "Source: Realtap (<page URL>), retrieved <asOf time>". Prices are derived from on-chain DEX pools and are not financial advice.